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Expert Mortgage Solutions Tailored to Your Financial Journey: Purchase, Refinance, Invest, or Tap Into Your Equity. Your Loan, Your Way.
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Tailored mortgage solutions for every borrower's unique needs.
Make your dream of homeownership a reality with competitive purchase loans and flexible terms.
Lower your monthly payments, reduce your interest rate, or access your home's equity.
Build your real estate portfolio with specialized investment property financing.
Access your home's equity with flexible credit lines and second mortgage options.
For homeowners 62 and older, convert your home equity into tax-free income.
Unique loan solutions for borrowers with non-traditional income or specialized situations.
Our loan officers are ready to help you find the perfect mortgage solution.
Discover why thousands of families trust us with their mortgage needs.
View All Google Reviews"I just did a refinance with David and Carolina and my experience was amazing. They both were on top of everything all the step of the way. Thank you both for making my transaction as smooth as possible. I will recommend equitable lending for your business needs."
"Outstanding service from start to finish! The team at Equitable Lending made our first-time home buying experience seamless. They explained every step clearly and secured us an excellent rate. Highly recommend!"
"Professional, efficient, and trustworthy. We've worked with Equitable Lending on multiple investment properties and they consistently deliver exceptional results. Their expertise in investor loans is unmatched."
"Quick approval, competitive rates, and outstanding customer service. The team guided us through every detail and made the complex process feel effortless. We couldn't be happier with our choice!"
"Amazing experience with my VA loan! The team understood military benefits and made sure I got excellent terms. Their dedication to veterans is truly appreciated. Thank you for your service to those who served!"
"Refinanced our jumbo loan with incredible ease. The team's expertise with high-value properties and their attention to detail made all the difference. Saved us thousands in interest - couldn't be more grateful!"
Join hundreds of satisfied clients who chose Equitable Lending for their mortgage needs.
Our simple 4-step process makes getting your mortgage stress-free.
Complete our quick online application in just 5 minutes. Provide basic information about yourself and your loan needs.
Our experienced loan officers review your application and contact you within goal of 1 hour to discuss your options and answer questions.
Submit required documents through our secure portal. We'll guide you through exactly what's needed and help gather everything.
Final approval, closing coordination, and congratulations - you're ready to celebrate your success!
Join thousands of satisfied customers who chose Equitable Lending for their mortgage needs.
Business owners and entrepreneurs can qualify for a mortgage using 12-24 months of bank statements instead of tax returns.
Helping self-employed professionals achieve homeownership
Get instant estimates and compare loan scenarios.
Ready to take the next step with your mortgage?
*This calculator provides estimates only. Your actual payment may vary based on credit score, debt-to-income ratio, and other factors.
To get started with your mortgage application, simply fill out our online application form and provide the necessary financial documents. One of our advisors will then reach out to guide you through the next steps, including pre-approval, property appraisal, and final underwriting.
We provide a comprehensive variety of loan options, including:
Each loan type is designed to fit different financial needs and circumstances.
Eligibility is determined by various factors including:
Our team can help assess your qualifications and guide you toward the best loan options for your situation.
The approval process typically takes 15-45 days from application to closing, depending on several factors:
Our team works efficiently to expedite the process while ensuring all requirements are met.
Common fees associated with the mortgage process include:
We provide a detailed Loan Estimate with all anticipated costs within three business days of your application.
Typical documentation required includes:
Additional documents may be required based on your specific situation and loan type.
Yes, most mortgages allow for early repayment without penalties. Benefits of paying off your mortgage early include:
However, it's important to check your specific loan terms for any prepayment penalties. Our team can clarify these details and help you understand the financial implications.
Down payment requirements vary by loan type:
A larger down payment typically results in better interest rates and lower monthly payments. We can help you determine the best option for your financial situation.
Pre-qualification is an initial assessment based on basic financial information you provide. It gives you an estimate of what you might be able to borrow.
Pre-approval is a more thorough process that includes:
Pre-approval carries more weight with sellers and real estate agents as it demonstrates you're a serious, qualified buyer.
Consider refinancing when:
We can perform a refinance analysis to determine if refinancing makes financial sense for your situation.
Absolutely! We specialize in helping first-time homebuyers navigate the mortgage process. We offer:
Our goal is to make your first home purchase experience smooth and stress-free.
Our dedicated team is ready to tailor solutions to your financing needs.
Fill out the form and we'll reach out within 24 hours.
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