Expert Mortgage Solutions Tailored to Your Financial Journey: Purchase, Refinance, Invest, or Tap Into Your Equity. Your Loan, Your Way.
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From purchase loans to refinancing, we offer comprehensive mortgage services designed to meet every borrower's unique needs.
Make your dream of homeownership a reality with competitive purchase loans and flexible terms.
Lower your monthly payments, reduce your interest rate, or access your home's equity.
Build your real estate portfolio with specialized investment property financing.
Access your home's equity with flexible credit lines and second mortgage options.
For homeowners 62 and older, convert your home equity into tax-free income.
Unique loan solutions for borrowers with non-traditional income or specialized situations.
Our expert loan officers are standing by to help you find the perfect mortgage solution for your unique situation.
Get instant estimates for home purchases or refinancing with our advanced calculator. Compare scenarios and find the perfect loan solution for your needs.
Ready to take the next step with your mortgage?
*This calculator provides estimates only. Your actual payment may vary based on credit score, debt-to-income ratio, and other factors. Contact Equitable Lending for personalized rates and terms.
Getting your mortgage shouldn't be complicated. Our streamlined 4-step process makes it simple and stress-free.
Complete our quick online application in just 5 minutes. Provide basic information about yourself and your loan needs.
Our experienced loan officers review your application and contact you within goal of 1 hour to discuss your options and answer questions.
Submit required documents through our secure portal. We'll guide you through exactly what's needed and help gather everything.
Final approval, closing coordination, and congratulations - you're ready to get the keys to your new home!
Join thousands of satisfied customers who chose Equitable Lending for their mortgage needs.
Discover why thousands of families trust us with their mortgage needs.
View All Google Reviews"I just did a refinance with David and Carolina and my experience was amazing. They both were on top of everything all the step of the way. Thank you both for making my transaction as smooth as possible. I will recommend equitable lending for your business needs."
"Outstanding service from start to finish! The team at Equitable Lending made our first-time home buying experience seamless. They explained every step clearly and secured us an excellent rate. Highly recommend!"
"Professional, efficient, and trustworthy. We've worked with Equitable Lending on multiple investment properties and they consistently deliver exceptional results. Their expertise in investor loans is unmatched."
"Quick approval, competitive rates, and outstanding customer service. The team guided us through every detail and made the complex process feel effortless. We couldn't be happier with our choice!"
"Amazing experience with my VA loan! The team understood military benefits and made sure I got the best possible terms. Their dedication to veterans is truly appreciated. Thank you for your service to those who served!"
"Refinanced our jumbo loan with incredible ease. The team's expertise with high-value properties and their attention to detail made all the difference. Saved us thousands in interest - couldn't be more grateful!"
Join hundreds of satisfied clients who chose Equitable Lending for their mortgage needs.
Find answers to the most common questions about our mortgage services and lending process.
To get started with your mortgage application, simply fill out our online application form and provide the necessary financial documents. One of our advisors will then reach out to guide you through the next steps, including pre-approval, property appraisal, and final underwriting.
We provide a comprehensive variety of loan options, including:
Each loan type is designed to fit different financial needs and circumstances.
Eligibility is determined by various factors including:
Our team can help assess your qualifications and guide you toward the best loan options for your situation.
The approval process typically takes 15-45 days from application to closing, depending on several factors:
Our team works efficiently to expedite the process while ensuring all requirements are met.
Common fees associated with the mortgage process include:
We provide a detailed Loan Estimate with all anticipated costs within three business days of your application.
Typical documentation required includes:
Additional documents may be required based on your specific situation and loan type.
Yes, most mortgages allow for early repayment without penalties. Benefits of paying off your mortgage early include:
However, it's important to check your specific loan terms for any prepayment penalties. Our team can clarify these details and help you understand the financial implications.
If you miss a payment, it's essential to contact us immediately. Here's what typically happens:
We offer assistance options including loan modification, forbearance, or repayment plans to help you avoid foreclosure and get back on track.
Down payment requirements vary by loan type:
A larger down payment typically results in better interest rates and lower monthly payments. We can help you determine the best option for your financial situation.
Pre-qualification is an initial assessment based on basic financial information you provide. It gives you an estimate of what you might be able to borrow.
Pre-approval is a more thorough process that includes:
Pre-approval carries more weight with sellers and real estate agents as it demonstrates you're a serious, qualified buyer.
Consider refinancing when:
We can perform a refinance analysis to determine if refinancing makes financial sense for your situation.
Absolutely! We specialize in helping first-time homebuyers navigate the mortgage process. We offer:
Our goal is to make your first home purchase experience smooth and stress-free.
Our mortgage experts are here to help. Get personalized answers to your specific situation.
Contact Our ExpertsFrom first-time homebuyers to seasoned investors, we provide comprehensive financing solutions designed to help you achieve your real estate goals.
Our commitment to excellence is reflected in our performance and client satisfaction.
Connect with our mortgage experts today and discover which financing solution is perfect for your unique situation and goals.
Navigate your mortgage journey with confidence. Our dedicated team is ready to listen and tailor solutions to your unique financing needs.
2824 South Robertson Boulevard, Los Angeles, CA 90034
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Licensed mortgage professionals ready to help you achieve your homeownership dreams.