Investment Property Loans

Investor & Investment Property Mortgages Made Easy

At Equitable Lending, we specialize in various mortgage solutions including Mortgage Purchase Loans, Refinance Loans, and Reverse Mortgages. Our dedicated team is here to assist First Time Home Owners, Investors, and offer exceptional rates on Non-QM Loans.

5.0/5.0

Client Rating

640+

Happy Clients

71+

Years Experience

Loan Solutions

Investor, Investment Property & Developer Loan Solutions

Flexible Financing Built for Real Estate Professionals

At Equitable Lending, we specialize in creative and alternative loan programs tailored to meet the unique needs of real estate investors, developers, and builders. Whether you're buying, building, flipping, or refinancing, we offer access to funding that works around your investment strategy—not the other way around.

DSCR Loans (Debt Service Coverage Ratio)

Designed for rental property investors, DSCR loans qualify you based on the property's cash flow—not your personal income.

No tax returns or pay stubs needed
Approval based on property income covering debt (typically DSCR ≥ 1.0)
Perfect for long-term rentals, Airbnb, VRBO, or multi-unit properties
Options with interest-only payments and 30-year terms

Fix & Flip Loans

Short-term financing for investors purchasing and rehabbing distressed or undervalued properties.

Fast closings and minimal documentation
Funding for purchase + renovation costs
Interest-only payments during the rehab period
Great for quick resale strategies

Bridge Loans

Interim financing to cover the gap between buying one property and selling another.

Fast access to capital
Short-term flexibility
Ideal for investors needing to act quickly in competitive markets

Construction Loans

Build from the ground up or take on major development projects with our flexible construction financing.

Custom options for residential or mixed-use projects
Staged funding draws based on construction milestones
Available for builders, developers, and owner-builders

Loans for Developers

Tailored financing for large-scale residential or commercial development.

Flexible structuring based on project scope
Land acquisition, horizontal development, vertical construction
Work with experienced underwriters who understand development timelines

Other Options Available:

Bank Statement Loans
P&L Only Programs
Interest-Only Payment Options
VOE-Only Programs
Non-Warrantable Condos & Properties in Litigation

Whether you're a seasoned developer or a first-time investor, Equitable Lending is your trusted partner for scalable, smart financing.

Client Testimonials

What Our Clients Say

Discover why thousands of clients trust Equitable Lending for their financing needs

"Equitable Lending made our mortgage experience incredibly smooth! Their expertise in various loan options such as Mortgage Purchase Loans and Refinance Loans helped us find the best solution for our needs."

Sarah & Mike Johnson

First-Time Home Buyers

"As a real estate investor, I needed flexible financing solutions. Their Investor Loans and DSCR programs were exactly what I was looking for. Professional service from start to finish!"

David Rodriguez

Real Estate Investor

"The team's knowledge of Reverse Mortgages gave us peace of mind during retirement planning. They explained everything clearly and made the process stress-free."

Margaret & Tom Chen

Retirees

640+
Happy Clients
5.0/5.0
Average Rating
​as seen on Google Reviews
71+
Years Combined Experience
$500M+
Loans Funded

Ready to Join Our Satisfied Clients?

Experience the Equitable Lending difference for yourself. Let us help you achieve your financing goals.

Our Services

Discover the Equitable Lending Difference

Comprehensive financing solutions tailored to meet your unique real estate and investment needs

Ready to Get Started?

Let our experienced team help you find the perfect financing solution for your unique situation

Investment Property Calculators

Calculate Your Investment Returns

Analyze cash flow, ROI, and monthly payments for your real estate investment properties with our specialized calculators.

Investment Purchase Calculator

Calculate cash flow and ROI for your investment property purchase

Investment Refinance Calculator

Analyze cash-out refinance opportunities for your investment property

Need More Investment Analysis?

Explore our complete suite of real estate investment calculators including HELOC, DSCR loans, and portfolio analysis tools.

Explore All Calculators

Frequently Asked Questions

How can I get started with mortgage solutions from Equitable Lending?

What types of loan products do you offer?

Are there any options for first-time home buyers?

What is the loan application process like?

How can I track my loan application status?

What if I have questions during the process?

Can I consolidate my loans later?

What is the customer service like?

Join the Equitable Lending Family

Discover how we can simplify your mortgage journey with a variety of loan options tailored just for you.

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We Want to Hear From You

Ready to explore your financing options? Get in touch with our expert team today

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Our experienced team is here to guide you through every step of your financing journey.

Our Headquarters

Los Angeles, California

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(877) 885-0111
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