Legal Document

Terms and Conditions

Effective Date: 05/09/2025

Welcome to Equitable Lending. By accessing our website, submitting your information, or using our services, you agree to comply with and be bound by the following Terms and Conditions, which govern your relationship with Equitable Lending.

Please read the following terms carefully. If you do not agree with any part of these terms, you should not use our website or services.

1

Compliance with Federal and State Laws

Equitable Lending operates in full compliance with all applicable federal and state laws, including but not limited to:

Truth in Lending Act (TILA)
Real Estate Settlement Procedures Act (RESPA)
Equal Credit Opportunity Act (ECOA)
Gramm-Leach-Bliley Act (GLBA)
Fair Credit Reporting Act (FCRA)
California Consumer Privacy Act (CCPA) (if applicable)
Telephone Consumer Protection Act (TCPA)
Other applicable mortgage lending laws and financial regulations

We take legal compliance seriously and continuously monitor applicable laws to ensure our practices remain in full alignment with all regulatory requirements.

2

Use of Website and Services

By using this website, you acknowledge and agree:

You are at least 18 years of age or the age of majority in your jurisdiction.

All information you provide is truthful and accurate to the best of your knowledge.

You will not use our services for fraudulent, illegal, or unauthorized purposes.

You understand that mortgage terms, rates, and conditions may change at any time without notice.

All products and services are subject to credit approval and applicable underwriting standards.

3

No Guarantee of Loan Approval

Submitting an inquiry or application through our website does not guarantee loan approval. Loan terms, rates, and eligibility are subject to credit history, documentation, property type, market conditions, and underwriting approval. Equitable Lending reserves the right to deny or cancel any application at its sole discretion.

4

TCPA Consent and Communication Disclaimer

By submitting your information on our website or contacting Equitable Lending, you provide express written consent under the Telephone Consumer Protection Act (TCPA) and related state laws for Equitable Lending and its authorized agents or affiliates to contact you via:

Telephone calls

(including auto-dialers or prerecorded messages)

Text messages

(SMS/MMS)

Email

Digital communications

even if your telephone number is listed on a state, federal, or corporate Do Not Call (DNC) registry.

You may withdraw your consent at any time by calling us at (877) 885-0111 or emailing support@equitableusa.com.

Equitable Lending does not engage in the sale, rental, or unauthorized transfer of your contact information. We take measures to ensure compliance with TCPA and all telemarketing and electronic communication laws.

5

Intellectual Property

6

Third-Party Links and Resources

7

Disclaimer of Warranties

8

Limitation of Liability

9

Indemnification

10

Governing Law and Dispute Resolution

11

Changes to These Terms

12

Contact Information

If you have any questions about these Terms and Conditions, please contact us:

Equitable Lending

Phone: (877) 885-0111
Fax: (877) 499-3992
2824 South Robertson Boulevard, Los Angeles, CA 90034
Important Disclaimer

Legal Information & Compliance

Equitable Lending operates as a Direct Mortgage Lender specializing in Mortgage Purchase Loans, Refinance Loans, Reverse Mortgages, 2nd Loans and HELOC's. We are committed to providing customized financial solutions to meet your unique needs. Please note:

License Information

NMLS: 1124483
DRE: 01941713
Fax: (877) 499-3992

Equal Housing Opportunity

Equitable Lending is proud to be an Equal Housing Lender. We adhere to the Fair Housing Act and do not discriminate based on race, color, religion, gender, handicap, familial status, or national origin.

Fair Housing Compliant

Rates and Disclaimer

All rates, terms, and programs presented are subject to change without notice. For up-to-date rates and terms, please contact us directly at info@EquitableLending.com or call us at (877) 885-0111.

Privacy and Consent

By submitting information through forms on this website, you are consenting to receive communications from Equitable Lending. This includes calls, emails, and text messages for promotional purposes as outlined in our Privacy Policy and Terms & Conditions.

Need More Information?

Our team is here to help answer any questions about our services, rates, or compliance information.

Fully Licensed
Equal Housing
Privacy Protected
Compliant
Mortgage Process

Mortgages Made Easy with Equitable Lending

Your trusted direct mortgage lender for purchase loans, refinancing, reverse mortgages, and more.

1

Get Pre-Approved

Start your mortgage journey with our easy pre-approval process to see your options.

Begin Process
2

Find the Right Loan

Explore our variety of loan options including Mortgage Purchase Loans, Refinance Loans, and more to suit your needs.

Explore Options
3

Close with Confidence

Experience a smooth closing process with our dedicated team, ensuring peace of mind and satisfaction.

Complete Journey

Ready to Start Your Mortgage Journey?

Join thousands of satisfied customers who chose Equitable Lending for their financing needs.

Fast
Quick Approval
Secure
Protected Process
Expert
Professional Team
Trusted
Proven Results