Make informed decisions with our comprehensive suite of mortgage calculators. Compare scenarios, plan payments, and find the best loan options for your financial goals.
Calculate your monthly mortgage payment, total interest, and see how different loan terms affect your home purchase.
Compare your current mortgage with refinance options to see potential savings and break-even analysis.
Based on your inputs, refinancing could save you money both monthly and over the life of the loan.
Calculate the effective blended interest rate when combining multiple loans, mortgages, or credit products.
See how extra principal payments can dramatically reduce your mortgage term and save thousands in interest.
| Current Payment | With Extra Payment | Difference | |
|---|---|---|---|
| Monthly Payment | $2,547 | $3,047 | +$500 |
| Total Interest | $294,100 | $146,208 | -$147,892 |
| Loan Term | 25 years | 17 years 9 months | -7 years 3 months |
| Total Paid | $694,100 | $546,208 | -$147,892 |
Calculate your Debt Service Coverage Ratio to determine if your investment property generates enough rental income to cover mortgage payments. Ideal for real estate investors and DSCR loan qualification.
Debt Service Coverage Ratio measures a property's ability to cover its debt payments with rental income.
DSCR = Net Operating Income ÷ Total Debt Service (monthly mortgage payment)
1.25 or higher is typically considered excellent. 1.0 means you break even on debt service.
Take the first step towards homeownership with our streamlined qualification process. Our expert team will guide you through every step of your mortgage journey.
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