Mortgage Solutions

Your Dream Home
Awaits

Experience seamless mortgage solutions with competitive rates and flexible terms. Our expert team makes homeownership achievable and stress-free.

Same Day Pre-Approval
Zero hidden fees
Expert guidance
Flexible terms
Mortgage Solutions

Purchase Loan
Options for Everyone

Whether you're a first-time buyer or seasoned investor, we have flexible mortgage solutions designed to make your homeownership dreams a reality.

Competitive Rates

Get access to some of the most competitive interest rates in the market, helping you save thousands over the life of your loan.

Flexible Programs

Choose from 15, 20, 30, and 40-year mortgage terms, plus interest-only options for maximum cash flow flexibility.

Expert Guidance

Our experienced loan officers provide personalized advice to help you find the perfect loan for your budget and goals.

First-Time Buyers

Make homeownership accessible with our first-time buyer programs designed to reduce barriers and simplify the process.

3.5%
Min Down Payment
580
Min FICO Score
Down payment assistance grants available
No tax returns required in some cases
Flexible documentation options

Investor Solutions

Build your real estate portfolio with our specialized investor loan programs designed for maximum flexibility and returns.

DSCR Loans

Perfect for rental property owners - qualify based on property cash flow, not personal income.

Fix & Flip Loans

Quick financing for renovation projects with competitive rates and fast approval.

Construction Loans

Build your dream home or investment property from the ground up with our construction financing.

Renovation Loans

Finance your home upgrades and renovations with flexible terms and competitive rates.

Ready to Get Started?

No matter your project or experience level, we have flexible mortgage solutions to help you succeed. Let's discuss your goals today.

Client Reviews

What Our Clients
Think

Don't just take our word for it. Here's what our satisfied clients have to say about their mortgage experience with Equitable Lending.

View More Reviews on Google
Michel Edmonds testimonial photo
"Equitable Lending has been a great company to work with! All the personnel have been a joy and made the process so easy. I look forward to working with them soon!"

Michel Edmonds

Satisfied Client

Jennette Jefferson testimonial photo
"Rajesh at Equitable Lending has a special ability to deal with the most challenging issues in the refinancing world. He will always deliver what he promises and get you your mortgage. I recommend Equitable Lending - you are buying peace of mind upfront."

Jennette Jefferson

Refinancing Client

Cheryl Thomas testimonial photo
"Very professional staff. It was a pleasure working with Harvey and Caroline. They were kind, patient and quite knowledgeable. The team was readily available to answer all of my questions. I would recommend Equitable Lending to anyone."

Cheryl Thomas

First-Time Buyer

Our Track Record

640+
Happy Clients
5.0★
Average Rating as seen on Google
71+
Years Combined Experience

Mortgage Calculator

Calculate your monthly payments and explore different scenarios. Perfect for purchase loans, refinancing, and exploring your options.

Purchase Loan Details

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Additional Monthly Costs

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Payment Breakdown

Total Monthly Payment
$2,147
Loan Amount $400,000
Principal & Interest $2,147
Property Tax $500
Home Insurance $200
PMI $0

Loan Summary

Total Interest Paid $372,920
Total Amount Paid $772,920

Ready to move forward with your mortgage?

*This calculator provides estimates only. Actual rates and terms may vary based on creditworthiness, loan-to-value ratio, and other factors. Contact us for personalized rates and terms.

Loan Options

Explore Our
Loan Options

Discover the perfect mortgage solution for your unique situation. From first-time buyers to luxury home purchasers, we have options for everyone.

Need Help Choosing?

Our loan experts are here to help you find the perfect mortgage solution for your unique situation and financial goals.