Licensed & Regulated

Licensing Information

At Equitable Lending, transparency and compliance are at the core of how we do business. We are fully licensed and authorized to operate in multiple states across the U.S.

Licensed

Fully licensed in multiple states with all required regulatory approvals

Compliant

Adherence to all federal and state lending regulations and guidelines

Transparent

Open disclosure of all licensing information and regulatory compliance

Our Commitment to Your Satisfaction

At Equitable Lending, your satisfaction is our top priority. We specialize in a wide range of loan options, including Mortgage Purchase Loans , Refinance Loans , DSCR Loans , HELOC , and Reverse Mortgages .

Whether you're a first-time homebuyer or an experienced investor, we ensure that your lending experience is smooth and exceeds your expectations.

Licensing & Regulatory Information

Comprehensive Licensing Overview

At Equitable Lending, we take compliance seriously. We are fully licensed and authorized to operate across numerous states, and we proudly maintain our standing with both state and federal regulatory bodies.

We are registered with the Nationwide Multistate Licensing System (NMLS) under NMLS ID: 1124483.

State License Name License #
Arizona Mortgage Banker License BK-2001530
California - DFPI Financing Law License 60DBO-81145
California - DRE Real Estate Corporation / MLO License Endorsement 01941713
Colorado Mortgage Company Registration None
Florida Mortgage Lender License MLD1552
Georgia Mortgage Lender License GRMA1124483
New Jersey Residential Mortgage Lender License None
Oregon Mortgage Lending License 1124483
Pennsylvania Mortgage Lender License 73169
South Carolina - BFI Mortgage Lender / Servicer License MLS-1124483
Texas - SML Mortgage Company License None
Virginia Broker License / Lender License MC-6872
Washington Consumer Loan Company License CL-1124483

Note: For the states above that do not have a state-specific license number listed, it is because they use the NMLS number listed below which is 1124483.

Investment Property & Business-Purpose Lending Coverage

We are proud to offer investment property and business-purpose loan programs across the United States. Our lending coverage includes nearly every state, allowing us to serve real estate investors and business owners with flexible financing solutions.

However, please note that we do not currently lend in the following states that require specific state licensing for business-purpose or investment loans: Nevada, Utah, North Dakota, Vermont, Alabama, and South Dakota.

For all other states, we can provide funding without the need for you to reside or be licensed in those states.

Agency Approval Type License / ID #
NMLS National Registration 1124483
VA (U.S. Dept. of Veterans Affairs) VA Approved Lender 169549-00-00
FHA (Federal Housing Administration) FHA Approved Lender 01506-0000-0

For more information about our licensing, or to verify our credentials, please visit the NMLS Consumer Access Portal 

For Texas Residents: Consumer Complaint Notice

Figure: 7 TAC §80.200(b)

"CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV."

View Texas Disclosure Webpage

Lending Coverage Map

Our Nationwide Reach

Overview of states where we are open to providing investment property and business-purpose loans.

Providing States (44 states)
Not Currently Providing (6 states)

Providing States (44 States + DC)

Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
New Hampshire
New Jersey
New Mexico
New York
North Carolina
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
Tennessee
Texas
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Washington DC

Not Currently Providing (6 States)

Alabama
Nevada
North Dakota
South Dakota
Utah
Vermont

Note: These states require specific licensing for business-purpose or investment property loans that we do not currently maintain.

Ready to Get Started?

Contact us today to discuss your investment property financing needs in any of our licensed states.

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Ready to start your mortgage journey? Our expert team is here to help make homeownership dreams a reality.

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Mortgages Made Easy

Our Office

2824 South Robertson Boulevard
Los Angeles, CA 90034

Call Us

(877) 885-0111

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